Mental Health

Financial Freedom 101

Studies show that up to a certain level more money does increase happiness. When you’re struggling to survive it’s miserable.

But beyond that point having more doesn’t increase happiness and actually can create an adverse effect. It creates stress as you strive to get more and keep what you have.

When you find the right balance it’s magical.

  • Enough money so you’re not in survival mode yet, not so much you’re in protection mode.
  • Peace of mind about your financial stability.
  • Financial strength so you can care for those you love.
  • Freedom to enjoy life and the time to do it.
  • The means to help others with your time and money that brings true fulfillment.
  • Mental and physical health as stress is reduced and you have money for good medical care.

Yet, how do we accomplish that? How do we find that balance?

First, realize there’s an amount for each of us that will bring the happiness we want.

But the answer is not just “more.” And it’s probably lower than you think. So set your goal to seek for contentment not wealth.

Second, focus on what you already have. Be thankful and enjoy it each day.

Oprah Winfrey said, “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never,ever have enough.”

Third, think through and write down that number. How much is enough income and net worth?

I did this years ago and continue to update it for inflation every year. It’s a helped keep me on track.

Fourth, figure out how you’ll accomplish those goals. Develop a plan and write it out.

Fifth, work the plan.

I’m amazed at how many people never even start. If you develop a plan and begin you will be far ahead of the majority of people.

If you want more articles with easy to understand financial tips comment down below. I have tons of tips to share with you that can get you closer to financial freedom!

Selene Kinder

Selene Kinder

Founder of Empowering Women Now
Selene is the founder of Empowering Women Now, a platform that empowers women to live authentically as themselves. She firmly believes that women have the power to shift culture, eradicate unjust standards and ultimately change the world. When she's not working, she is most likely sipping on a cup of local coffee, walking her dog, or taking a pilates class. Connect with Selene over on her Instagram!


  1. Love! Love! Love! This is what I teach people everyday. It’s sad how many people never were encouraged to or even thought to put a plan together for their future. It’s like we were taught to stop dreaming and fighting for our goals. Love this site. Continue to empower us. You’re appreciated.

  2. when things get too crazy for me I have to give myself a time out to meditate and breath and hear my own thoughts, after that things usually seem to calm down.

  3. Pingback: Milana Travis

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